Ethnically bounded homeownership: qualitative insights on Los Angeles immigrant homeowners' experiences during the US Great Recession

《Ethnically bounded homeownership: qualitative insights on Los Angeles immigrant homeowners' experiences during the US Great Recession》

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关键字: Immigrants; foreclosures; ethnic communities; housing counselors; non-profits; RESURGENT ETHNICITY; LABOR-MARKET; COMMUNITIES; NEIGHBORHOODS; MINORITY; ENCLAVES; BANKING; COUNTY; HEALTH; MIAMI

作者单位: [Pfeiffer, Deirdre] Arizona State Univ, Sch Geog Sci & Urban Planning, Phoenix, AZ 85004 USA. [Wong, Karna; Ong, Paul] Univ Calif Los Angeles, Dept Urban Planning, Los Angeles, CA USA. [Ong, Paul] Univ Calif Los Angeles, Dept Social Welf, Los Angeles, CA USA. [Ong, Paul] Univ Calif Los Angeles, Dept Asian Amer Studies, Los Angeles, CA USA. [De La Cruz-Viesca, Melany] Univ Calif Los Angeles, Asian Amer Studies Ctr, Los Angeles, CA USA. Pfeiffer, D (reprint author), Arizona State Univ, Sch Geog Sci & Urban Planning, Phoenix, AZ 85004 USA. E-Mail: deirdre.pfeiffer@asu.edu

摘要: Immigrant homeowners' function within ethnic boundaries in the housing market may have helped or hindered them during the recent U.S. Great Recession. This research explores this theme through interviews with immigrant and non-immigrant homeowners from four ethnic communities in Los Angeles County and the non-profit organizations that tried to assist them. Immigrant homeowners turned to co-ethnics for advice and support and formed multigenerational households as a strategy to achieve and sustain homeownership. Language and cultural barriers primed them for risky loans and thwarted their pursuit of refinance and modification when they struggled to make mortgage payments. These findings conform to existing evidence of ethnic segmentation in the housing market and imply that analyses of home buying and homeownership in areas with significant immigrant populations should factor in the role of ethnicity.