打印

作者

来源

HOUSING POLICY DEBATE,Vol.28,Issue6,P.940-962

语言

英文

关键字

foreclosure; ethnic neighborhoods; immigration; segregation; RESIDENTIAL SEGREGATION; NEIGHBORHOOD CHARACTERISTICS; MORTGAGE FORECLOSURES; METROPOLITAN AMERICA; ETHNIC NEIGHBORHOODS; RESURGENT ETHNICITY; SURNAME ANALYSIS; HOUSING CRISIS; MIDDLE-CLASS; NEW

作者单位

[Lee, C. Aujean] Univ Oklahoma, Reg & City Planning Program, Norman, OK 73019 USA. Lee, CA (reprint author), Univ Oklahoma, Reg & City Planning Program, Norman, OK 73019 USA. E-Mail: aujean@ou.edu

摘要

The United States continues to be defined by racial concentration, where most racial/ethnic groups live apart from each other. For homeownership, neighborhoods with large proportions of racial minorities are often linked to negative outcomes for minority homeowners; this was particularly the case during the Great Recession. However, middle and upper income ethnic neighborhoods, or resurgent neighborhoods, have grown in numbers because of a concentration of immigrants, federal policies favoring professionals, ethnic-specific resources, and affluence. In 2007, about 37% of Los Angeles, California, Latino tracts were resurgent and 53% of Asian tracts were resurgent. This study finds that homeowners in resurgent neighborhoods had lower default/foreclosure rates and predicted probabilities than those in low-income neighborhoods. Asian resurgent neighborhoods had the lowest predicted probabilities of default or foreclosure, followed by Latino resurgent and White middle-class neighborhoods. There were also discrepancies among Asian neighborhoods based on nativity. Consequently, it is important to recognize that minority neighborhoods are heterogeneous, with differing impacts on homeownership opportunities when examined by class.